Adulting Allianz Keepin' It Real Partnership Travel Tips

3 Awkward Mishaps Abroad That Travel Insurance Covers

Estimated Reading Time: 3 minutes

Wadi Rum, Jordan |

Traveling without insurance these days is like going on a Tinder date without an escape plan. Except you can’t undo and unmatch a real-life accident — which, if you’re of my special breed of clumsy, is probably inevitable.

I wrote about everything you need to know about travel insurance a few weeks back, and now I’m writing a follow-up post listing some of my quirky stories and mishaps that happened while abroad that travel insurance would have my back for.

If you're accident-prone like me, read why travel insurance is a no-brainer on your trips. Click To Tweet

That time I went commando in Thailand

Koh Phangan, Thailand |
Koh Phangan, Thailand

Okay, so before the judgments roll in by the barrel, I’d like to preface by saying nothing and accepting them, because I deserve it.

I landed in Koh Phangan island, but my bags did not.

I tried to shop for new undergarments that would engulf my 27 years of cornbread and soul food, but to no avail.

My bags were delayed by 3 days and since then, I learned that you should always pack a couple extra outfits and undies in your carry-on in case this happens.

My policy with Allianz Travel Insurance has baggage delay coverage, and that comes in handy when you need to buy things to replace what didn’t arrive with you.

That time I ran with the bulls in Spain

Pamplona, Spain |
Being hoisted in Pamplona by a group of Madrileños for being the only “morena” in the arena

Though I was misinformed on the [mal]practice of this tradition three years ago and did it for the sake of crossing it off my bucket list, I later learned that the same day I decided to run, there were four guys who were gored, and one who was even pierced through his thigh.


Even though engaging in this “cultural” craze was a risk in itself, if I needed any emergency medical assistance, my travel insurance would have covered it.

That time I hiked in flip flops in Brazil

Rio de Janeiro, Brazil |
Also shamelessly brought a cute shirt and skirt to throw over my sweaty clothes cuz #DoItForTheGram

Again, with the judgments — I can hear them all the way through the screen. The reality is, when you live out of a suitcase, you’re limited to two shoe options, maybe three if you’re fancy.

I have heels and flip flops. Both incredibly ideal for hiking right? Ha.

I didn’t want to miss out on the view atop Dois Irmãos in Rio de Janeiro, so I sucked it up, and only broke my pinky toe suffered minor scabs and bruises on my feet afterwards.

The hike was steep, about an hour and a half long, and I could smell death with every step.

It was the making of the perfect collapse and headline — “American travel blogger attempts to climb mountain in flip flops. Realizes she isn’t superwoman. Fails gloriously.”

Luckily, I got the shot from the top, and I survived to share it on Instagram #GOALS. So you won’t be seeing me in any headlines, but shout out to Allianz who would’ve had my back if you did!

You can get a free quote below and don’t hesitate to ask any questions about my policy below in the comments!

Any travel mishaps you wish you had insurance for?

Disclaimer: This was a sponsored post paid for by Allianz Travel Insurance, but as always, all opinions and words are my own.

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